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What is the difference between a SWIFT and a SEPA transfers?
What is the difference between a SWIFT and a SEPA transfers?
Alex avatar
Written by Alex
Updated over a week ago

The SEPA network (Single Euro Payment Area) enables the transfer of euros within the European Union. This network also includes the 4 EFTA countries (Iceland, Norway, Liechtenstein, Switzerland), 4 microstates (Andorra, Monaco, San Marino, Vatican), and the United Kingdom.

The SWIFT network (Society for Worldwide Interbank Financial Telecommunication) facilitates the sending of single non-euro transfers to any destination worldwide. These are also known as "non-SEPA zone" transfers.

This means that you can send and also receive transfers, to and from countries all around the world, in multiple currencies:

incard is connected to both SEPA and SWIFT networks so you can be sure that you'll find a fast, convenient and cost-effective way to send money abroad.

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