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What’s a pending card transaction?
What’s a pending card transaction?
Alex avatar
Written by Alex
Updated over a week ago

incard shows you your transactions in real-time. This means that all transactions are displayed, including those normally hidden by other financial apps.

When you pay with your incard, the merchant performs an authorisation request to verify that you have the necessary funds in your account. This authorisation is usually for the amount of your purchase (with some exceptions) and appears in your history as a "Pending" transaction.

The "Pending" status will disappear once the transaction has been confirmed or rejected by the merchant, usually 2-3 days after your payment. If you do not receive a response from the merchant, the transaction will remain "pending" for a maximum of 8 days before it disappears.

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